BT Insurance
Submitted: Saturday, Jan 29, 2005 at 03:35
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TripnTaps
I was renewing my insurance for the trusty Commodore yesterday with AAMI and the blurb infomercial talked about they are now covering caravans and to ask for a quote.
Bushtracker was on their list eligible under their policy. It was significantly cheaper than Vero Insurance with an excess of $50
For an 18ft BT at around $77,000- plus $1,000- additional contents (non fitted items and clothes as advised but yet to read the policy) it was $580- per annum compared with $741- for same amount.
As I said... yet to read the policy but it is Australia wide. Think it will be worthwhile to compare.
Cheers all,
Helen
Reply By: Noosa Fox - Saturday, Jan 29, 2005 at 06:26
Saturday, Jan 29, 2005 at 06:26
We are with CIL and $80,000 cover was just under $800, but we did have a claim with them 3 years ago and they treated us extremely well, so we have stuck with them.
AnswerID:
565770
Follow Up By: TripnTaps - Saturday, Jan 29, 2005 at 23:17
Saturday, Jan 29, 2005 at 23:17
Yes Brian CIL (which is actually Vero Insurance) have a very good reputation. When I had off & on road campervans for hire we did all our insurance with CIL and presently have our BT with them also. There was only a couple of firms specialising in caravan insurance who would deal with business premiums at the time ('98) CIL the main one.
It is interesting though, that the market is opening up and companies such as AAMI are getting into the caravan sector of insurance which will help make the market more competitive. Premiums for our BT's will be affected by location of garaging.... just the same as with our vehicles.
You sure get a feeling of how you like to be treated when you do happen to make a claim.... have been treated in my opinion harshly with RACV for that dingle - when I was run into by another car in November.
See you,
Helen
FollowupID:
844291
Reply By: Noosa Fox - Sunday, Jan 30, 2005 at 06:14
Sunday, Jan 30, 2005 at 06:14
AAMI have a lousy reputation amongst Car repairers. I have heard stories that they were forced to use second hand part (this is only second hand information so I cannot verify it) for car repairs and that they force you to have your vehicle repaired where they say it has to go.
When we bought our van in June 2001, I enquired with RACQ about insurance and they gave me a premium of over $2,000. I haven't bothered to see what they are now.
AnswerID:
565771
Follow Up By: TripnTaps - Sunday, Jan 30, 2005 at 16:43
Sunday, Jan 30, 2005 at 16:43
Choice of repairer was one question I did ask the AAMI representative and I was told that you did have choice of repairer.
As for the bad reputation among repairers.... I had heard similar rumours when AAMI first hit the market but their 'customer charter' does indicate the intent to deliver a good standard of service. Mind you I am not about to test it in a hurry!!!
Maybe someone who has experienced a claim with them can fill us in first hand.
Must have something to do with the 'Royal' in RACQ & RACV...... expensive and superior!!!
Cheers,
Helen
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844292
Follow Up By: Bogger John - Monday, Jan 31, 2005 at 22:14
Monday, Jan 31, 2005 at 22:14
Brian,
We are with RACQ and paid $641 last April for $70,000 cover. We do get every discount that's going with them, which helps,
John
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Reply By: Grumblebum & Dragon - Sunday, Jan 30, 2005 at 10:14
Sunday, Jan 30, 2005 at 10:14
Hi All,
Excellent Post and thread as we will be in the Insurance market in a couple of months.
Thanks
John and Jean
AnswerID:
565772
Follow Up By: TripnTaps - Sunday, Jan 30, 2005 at 16:55
Sunday, Jan 30, 2005 at 16:55
Hi there John & Jean
So when is the 'expected delivery date' for your much anticipated BT?
There was a great thread posted about the BATTS (pre BT and delivery nerves) on the old
forum - I am sure it would be archived on this site. For anyone awaiting their very own BT you would get a real laugh .... puts just how your feeling into words.
You know owning a BT is putting one of the oldest sayings into practice... goes something like this..
Its not the destination that is important... its the journey that is the experience
Cheers
Helen
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Follow Up By: Pixellator - Tuesday, Feb 01, 2005 at 08:44
Tuesday, Feb 01, 2005 at 08:44
How can I find the BATTS article? I remember much of he entertaining to-ing and fro-ing
Bob
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Follow Up By: TripnTaps - Tuesday, Feb 01, 2005 at 21:16
Tuesday, Feb 01, 2005 at 21:16
Hi Bob
Sorry I couldn't find the BATTS thread either on the search engine. Maybe John & Jean could help us out here.
Helen
FollowupID:
844296
Reply By: Grumblebum & Dragon - Wednesday, Feb 02, 2005 at 04:24
Wednesday, Feb 02, 2005 at 04:24
Go to 'Post a new Topic in the search
Forum bar type nin BATTS. dates I used were 1.1.2000 and 1.1.2005.
Now - most importantly - click on the 'Archive' button - if you do not do this it will only look in the 'active
forum' and return a nil result.
I only gottwo post - quite long and very readable and amusing.
Regards
John
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