Rig Insurance

Hi All,

Our current rig insurance with CCI has gradually become quite expensive ($2722 combined rig) and we’re shopping around for alternatives, but looking to have good cover for long range recovery in the event of remote mechanical breakdown.

CIL has quoted $1197 for the van only ($82,000), with mechanical breakdown recovery (if tow vehicle can’t be driven) max payment $5000, but they don’t insure tow vehicles

Ken Tame (need to be an associate member of CMCA) has quoted $1562 for the combined rig, with mechanical breakdown recovery payment max $600

NRMA ‘Premium Care+’ membership at $276.40 pa will cover breakdown recovery for tow vehicle up to 3.5 tonnes and caravan up to 10 tonnes max payment $3,000. Reciprocal arrangements with interstate motoring bodies.

Our rig is 2010 Land cruiser 200 series + 2005 20ft BT. Claim history since 2005 has been a couple of minor bingle repairs, 3 new windscreens, a stolen surfboard and a burned out fridge compressor motor.

Who thinks theyv’e got the best deal, and what is it?

If your van is with CIL, who do you insure your tow vehicle with?

Cheers Deb

PS CCI has been very good to us and handled claims efficiently with a minimum of paperwork; but they don’t cover mechanical breakdown recovery at all, and as retirees we are conscious of costs.