Insurance

Submitted: Friday, Jul 29, 2016 at 11:04
ThreadID: 133107 Views:1672 Replies:7 FollowUps:2
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Have been with CIL since we bought our van in 2012, am thinking of changing to QBE.
Has anyone had any dealings with QBE? there is quite a difference in price, but just a bit wary of changing.
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Reply By: Gone Bush - Friday, Jul 29, 2016 at 11:23

Friday, Jul 29, 2016 at 11:23
I did the same thing and during my enquiries I spoke to QBE. Their values applied to a BT are rock bottom.

I didn't go with them.

Stephen
I'm going where the sun keeps shining
Thru' the pouring rain,
Going where the weather suits my clothes.......

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Reply By: TessB - Friday, Jul 29, 2016 at 11:35

Friday, Jul 29, 2016 at 11:35
Thank you Stephen, I did find allot will not insure over about $80,000
Think we will stick with CIL at least they specialise in Caravans
AnswerID: 602891

Reply By: Gone Bush - Friday, Jul 29, 2016 at 20:44

Friday, Jul 29, 2016 at 20:44
Tess, you might like to read this Thread:

Insurance Discussion

Stephen
I'm going where the sun keeps shining
Thru' the pouring rain,
Going where the weather suits my clothes.......

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AnswerID: 602920

Reply By: SMICK - Saturday, Jul 30, 2016 at 13:14

Saturday, Jul 30, 2016 at 13:14
Try Ken Tame insurance. We have the Chev & Bushtracker insured with him. We have had a couple of claims and have not had any hassles. You will have to join the CMCA, as he only insures club members.
AROUND AUSTRALIA AT 80 KAYS.
Bushtrackerly Yours
Sue and Michael
SMICK

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Follow Up By: Maximus - Sunday, Jul 31, 2016 at 22:23

Sunday, Jul 31, 2016 at 22:23
I checked Ken Tame for a quote on the Landcruiser and van and he was dearer on both compared to what I have with Wesfarmers Federation.
They are great to deal with and have never had a problem on claims . They are also cheaper than several insurance companies I have tried for our houses and other vehicles.
Worth checking out..
Barrie & Daph
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Follow Up By: Gone Bush - Sunday, Jul 31, 2016 at 23:22

Sunday, Jul 31, 2016 at 23:22
Here's a link to Barrie's insurance provider:

Wesfarmers Caravan Insurance
Stephen
I'm going where the sun keeps shining
Thru' the pouring rain,
Going where the weather suits my clothes.......

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Reply By: Pam and Les - Saturday, Aug 06, 2016 at 08:50

Saturday, Aug 06, 2016 at 08:50
Have you got a quote from GIO. Found them much less expensive. Had a $15k claim a couple years ago. Took it to BT. Only time I talked to GIO was to ring and tell them about the incident, they took the excess over the phone by CC. Work done, no issues at all. Also allowed me to have my agreed value.
AnswerID: 603134

Reply By: Tellem Bugrem - Thursday, Aug 11, 2016 at 16:47

Thursday, Aug 11, 2016 at 16:47
We were with CIL since 2002, experiencing annual increases in premium. We have switched to NRMA for half the premium!....Shop around!

Rob
AnswerID: 603301

Reply By: Grumblebum & Dragon - Wednesday, Aug 17, 2016 at 17:45

Wednesday, Aug 17, 2016 at 17:45
We have also been with CIL since we bought 11 years ago. I had similar concerns about the ever increasing premiums despite a perfect no claims record.

We have just negotiated some changes with CIL now we are based back in Perth and not on the road all the time.

They were not prepared to changed the basic premium. but there was a lot of leeway to make other adjustments when we are not using the van. Viz:

Contents dropped from $30,000 to $1000 when not in use

Claim excess changed from $200 to $600 (This can be altered at any time. Can also be increased to $1000 but is then fixed for a period of one year)

Could also drop off the cover for the annex when not travelling - but this was only a few dollars

End result - monthly premium dropped from $171.28 to just $118.0 - saving is considerable.at 0ver $600 per year

When you plan your next trip - just phone and request them to up the numbers to whatever you need just for the period you are away.
AnswerID: 603467

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