personal travel insurance

David & Maureen;
Try Medibank Private Travel Insurance. We use them for O'sea insurance. We have pre-existing conditions and the cover is good as are the rates. We are not members but if you are there is a discount. I think it is 10%. You can take out an annual cover which covers trips up to 60-90 days. Best to get the info from them.
Scott.

David & Maureen,

As I know that you fit into the age group of being between 50 and 90 you can take out an annual policy with Australian Seniors, (nothing to do with Australian Pensioners Insurance) and for the 2 of you that is about $600.

This policy covers you outside Australia for any period up to 45 days at a time for anything including medical and also while in Australia for everything that overseas travel coverage does EXCEPT medical as you are already covered by Medicare and private health cover in Australia.

We have had coverage with them for 4 years now and when our grandson was diagnosed with the brain tumour and we had to return home from USA they paid out over $25,000 which covered everything that we couldn't cancel, and no questions asked.
Last year while in Austria we damaged a camera and glasses and again paid out up to the maximum for the glasses (about $800) and the full cost of the camera with us just supplying photographs of the damage and receipts for the items.

Brian

Try getting a Platinum Card from Nat Bank, it comes with free travel insurance for 6 months - all costs included. When we inquired we had an email reply that said you had to be 'selected' When Jean phoned to find out how you got selected or invited we were told just fill out this form. I think it costs $50 per year compared to $35 for the std card.

This has saved us a fortune on travel insurance for the upcoming trip to Africa for five months.

Cheers

John